Financing Made Simple

Coastal Key - Your Dual Licensed Brokerage


Financing

Made Simple

Whether you're buying, refinancing, or unlocking equity from your home, the right mortgage advice can make all the difference. That’s why we proudly refer clients to our trusted in-house mortgage professionals, Cindy Faulkner and Mike Donovan.

With decades of residential lending experience and a shared commitment to client care, they’ll guide you every step of the way.

For sellers

Why Work With Our In-House Team?

✔ One Team, Seamless Process
Real estate and mortgage under one roof = less stress, better results.

✔ Experience That Counts
Cindy and Mike have helped thousands of clients secure mortgage solutions tailored to their needs.

✔ Personalized Lending Strategies
From big banks to alternative lenders, they explore every option to find your best fit.

✔ Local Experts
They understand local markets, local lenders, and local timelines.

Meet the Coastal Key Mortgage Specialists

Cindy Faulkner
Realtor, Residential Lending + CHIP Reverse Mortgage Specialist
Cindy brings warmth, clarity, and a deep understanding of how to navigate her clients mortgage needs. She is also a recognized CHIP Reverse Mortgage expert and can show her 55 + clients how to unlock home equity wisely.
Mike Donovan
Realtor, Residential Lending + Private & Refinance Solutions
Mike works with buyers, upsizers, investors, and those seeking creative lending strategies. He’s known for making the complicated feel simple and guiding his clients with clarity and  confidence.

CHIP Reverse Mortgage

Powerful Planning for 55+ Homeowners

The CHIP Reverse Mortgage is an innovative solution that allows Canadian homeowners aged 55+ to access up to 55% of their home’s value, tax-free, without needing to sell or make monthly payments.

Why Consider CHIP?

  • Stay in your home longer

  • Help adult children with down payments

  • Pay off debts or improve monthly cash flow

  • Cover renovations or healthcare costs

  • Supplement retirement income, tax-free

CHIP is a powerful tool for financial freedom and family legacy planning—and Cindy Faulkner is one of the most experienced CHIP mortgage specialists in the area.

Explore your Mortgage options with Mike

Whether you're buying your first home, renewing an existing mortgage, or exploring retirement options, we’re here to help.

Let us know where you're at:

  • Buying a home

  • Mortgage renewal coming up

  • Just want to ask a few questions

Ready to get started?

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